ATM charges Everything you want to ask, read or write about Sfakia, southwest Crete, or Crete island in general.

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ATM charges

by DaveW » 13 Aug 2018, 14:37

Just read the following article on website, i was wondering if anyone could verifyb that it is correct. hweard nothing about previously:

eKathimerini — Greek banks are charging holders of debit and credit cards issued abroad 2-3 euros every time they withdraw cash from an ATM.

The new commission fee came into effect at the end of July and was immediately noticed by both tourists and Greeks who have accounts at banks outside Greece.

The banks notify the cardholder about the new charge with a message that appears when the person uses a cash machine.

Holders of Greek bank debit cards who use ATMs of a different bank are also charged between €1.30 and €2.20, depending on issuing bank and withdrawal amount. Checking an account balance at different bank’s ATMs also carry a charge of 14 to 18 eurocents.

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Re: ATM charges

by Annelie » 13 Aug 2018, 18:40

Yes it is correct! :x
In Sfakia the ATM in the square charge you 2 Euro and the ATM at the Mini Market neighbour to Delfini restaurant charge 2,95 Euro.
No information until you have confirmed your transaction!
In May there were no fee but in mid July we had to pay extra. (td)

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Re: ATM charges

by DaveW » 13 Aug 2018, 22:31

Thanks for that. I was surprised I hadn’t heard anything about it previously.

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Re: ATM charges

by Erno » 30 Aug 2018, 09:40

Greek banks charge foreign card users extra fee at ATMs - 30 August, 2018


Greeks and foreigners using credit or debit cards issued abroad to withdraw cash from most Greek bank ATM machines will be charged an extra 2-3 euros.

Banks enforced the extra charge which they dubbed direct access fee at the end of July, with the display of a relevant message on the ATM machine during withdrawal.

The new charge mostly affects tourists visiting Greece as well as diaspora Greeks both of whom hold cards issued abroad.

Greek banks have over the past months re-examined their charging policies seeking to boost revenue particularly at a time when interest income from new loans is low and in view of soaring tourist numbers.

According to, Greek banks decided to follow the example of Kansas-based Euronet, a global provider of electronic payment and transaction processing solutions, which increased its ATM network in Greece from 100 to 700 in less than four years.

The direct access fee affects card holders who are not bank customers and is withheld by the bank for its infrastructure and ATM services as well as for offering additional liquidity.

According to bank officials, the commission fee – which abides by EU law – is high due to the increased needs for cash during the summer season driven by tourism.

Indicatively, according to the EU consumer’s page, “when you make a cross-border payment in euros, Romanian lei and Swedish krona within the EU, your bank can’t charge you more than it would for an equivalent national transaction. Even banks based in EU countries outside the euro area must apply this rule.”

From: ... -fee-atms/
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